The German words on your letters

You will see these words on forms, letters and websites. Here is what they mean.

Abmeldung — Deregistration
Telling the registration office that you are moving abroad. Guide →
Anmeldung — Address registration
Registering your home address with the local registration office after you move in. Guide →
Aufenthaltstitel — Residence permit
The document that allows a non-EU citizen to live in Germany — usually a card (eAT). Guide →
Ausländerbehörde — Immigration office
The local authority that issues and extends residence permits. Some cities use other names. Guide →
Bürgeramt — Citizens' office
The local office for registration and other everyday admin. Also called Bürgerbüro or Kundenzentrum. Guide →
ELSTER — Online tax portal
The tax authorities' official website for tax returns and tax forms. Guide →
Elterngeld — Parental allowance
A payment that partly replaces income while you look after a baby. Guide →
Finanzamt — Tax office
Your local tax authority. Guide →
Girokonto — Current account
An everyday bank account for salary, rent and direct debits. Guide →
Grundversorgung — Default energy supply
The local default electricity tariff you are on if you haven't chosen a supplier. Usually expensive. Guide →
Haftpflicht — Liability
Usually short for Privathaftpflichtversicherung: insurance for damage you cause to others. Guide →
Hausrat — Household contents
Your belongings at home — insured by a Hausratversicherung. Guide →
Kaltmiete — Net cold rent
Rent without heating and service charges. Guide →
Kaution — Rental deposit
Money you give the landlord as security — capped by law. Guide →
Kindergeld — Child benefit
A monthly payment for each child, paid by the Familienkasse. Guide →
Kita — Daycare
Short for Kindertagesstätte: childcare for young children. Guide →
Krankenkasse — Public health insurer
A statutory health insurance fund. Guide →
Krankmeldung — Sick note
Telling your employer you are ill — plus a doctor's certificate (AU) when required. Guide →
Kündigung — Cancellation / notice
Ending a contract — a job, a flat, a phone plan. Notice periods apply.
Lohnabrechnung — Payslip
Your monthly salary statement. Guide →
Meldebescheinigung — Proof of registration
The confirmation you get after your Anmeldung. Guide →
Nebenkosten — Service charges
Extra housing costs such as heating, water and building maintenance. Guide →
Niederlassungserlaubnis — Permanent residence permit
An unlimited residence permit. Guide →
Rundfunkbeitrag — Broadcasting fee
A monthly fee per household that funds public broadcasting. Guide →
SCHUFA — Credit agency
Germany's best-known credit reference agency. Guide →
Sozialversicherungsnummer — Social security number
Your number in the pension insurance system. Your employer needs it. Guide →
Sperrkonto — Blocked account
An account that pays out a fixed amount each month — often used as proof of funds for a visa. Guide →
Steuer-ID — Tax ID
Your lifelong personal tax identification number. Guide →
Steuerklasse — Tax class
The category that decides how much wage tax is deducted from your salary. Guide →
Steuernummer — Tax number
A number the tax office gives you for a tax return or business — different from the Steuer-ID. Guide →
Termin — Appointment
Most offices only see you with a booked appointment.
Warmmiete — Warm rent
Rent including heating and service charges. Guide →
Wohnungsgeberbestätigung — Landlord's confirmation
A form from your landlord confirming you moved in. You need it for the Anmeldung. Guide →